Terms & Conditions

Welcome to Fair Cash Loans. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website or services, you agree to comply with and be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using the services provided by Fair Cash Loans, you agree to these Terms. If you do not agree, please do not use our services.

2. Eligibility

To use our services, you must be at least 18 years old and a legal resident of the United States. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Loan Applications

3.1. Application Process

To apply for a loan, you must complete our online application form with accurate and complete information. Providing false or misleading information is strictly prohibited and may result in the termination of your application or loan agreement.

3.2. Approval

Loan approval is subject to our review and assessment of your application. We reserve the right to deny any application at our discretion.

3.3. Terms of Loans

Specific terms and conditions of your loan, including interest rates, repayment schedules, and fees, will be provided to you upon approval of your loan application. You must review and agree to these terms before receiving any funds.

4. Use of Services

4.1. Personal Use

Our services are intended for your personal, non-commercial use. You agree not to use our services for any illegal or unauthorized purpose.

4.2. Account Security

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

5. Privacy

Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to our Privacy Policy.

6. Intellectual Property

All content, logos, and materials on our website are the property of Fair Cash Loans and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.

7. Disclaimers

7.1. No Warranty

Our services are provided "as is" and without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

7.2. Limitation of Liability

To the fullest extent permitted by law, Fair Cash Loans will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

8. Indemnification

You agree to indemnify, defend, and hold harmless Fair Cash Loans, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our services or violation of these Terms.

9. Changes to Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State in which Fair Cash Loans operates, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in that State.