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Phone:
+(905) 318-6953 -
Email:
support@faircash.ca -
Location:
1165 Fennell Avenue, East Hamilton, ON L8T1S3
Fair Cash Loans
Fill out our simple online application form with your personal and financial details.
Receive an approval decision within minutes of submitting your application.
Once approved, the loan amount is deposited directly into your bank account, often within one business day.
Repay the loan on your next payday or choose from our flexible repayment options to suit your budget.
Living in Surrey means being part of one of the fastest-growing communities in British Columbia. With population growth comes rising housing costs, family-related expenses, and everyday financial pressures. Many households juggle rent or mortgage payments, childcare, school costs, transportation, and utilities—all of which can strain a monthly budget when unexpected expenses appear.
Fair Cash Loans helps Surrey residents explore payday loan options from licensed third-party lenders operating across Canada. We are not a lender, and loan approval is never guaranteed. Our role is to provide clear, unbiased information so users can make informed and responsible financial decisions.
A payday loan is a short-term financial option designed to help cover urgent expenses until your next paycheque. These loans are intended for temporary cash gaps, not for long-term or recurring financial needs.
Because payday loans are unsecured and short-term, they usually cost more than traditional credit products. Borrowers should fully understand repayment obligations before applying.
No. Payday loans are not guaranteed approval in Surrey or anywhere in Canada.
However, all lenders must assess affordability and repayment ability. Claims of guaranteed or automatic approval should always be viewed with caution.
Fair Cash Loans is a loan comparison platform, not a direct lender. We help Surrey residents explore available payday loan options from multiple licensed lenders in one place.
We do not approve loans, set fees, or control funding timelines.
Payday lending in British Columbia is regulated to protect consumers and ensure transparency.
Lenders accessible through Fair Cash Loans are expected to comply with all applicable provincial regulations.
Eligibility requirements vary by lender, but applicants are generally expected to:
Meeting these conditions does not guarantee approval.
Payday loans are often used for short-term emergencies, such as:
They should only be used when absolutely necessary.
Depending on the lender, some applications may receive:
Funding time depends on the lender, your bank, and application timing. It is never guaranteed.
With family responsibilities and rising living costs in Surrey, responsible borrowing is especially important.
Before applying:
Responsible borrowing helps protect long-term household stability.
We are a loan comparison platform that connects users with third-party lenders. We may earn a commission if you apply through our site. Loan approval, amounts, fees, and funding times are determined solely by the lender.
If you’re facing a short-term financial need, Fair Cash Loans can help you explore payday loan options available in Surrey — clearly, responsibly, and without pressure.
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Yes. Payday loans are legal in British Columbia when offered by licensed lenders that follow provincial regulations.
Some lenders may consider self-employed or gig income, but approval depends on affordability checks.
Loan amounts vary by lender and income, and fees are capped under provincial law.
Some lenders may offer same-day or next-day funding, but timing is not guaranteed.
No. Payday loans are intended only for short-term financial emergencies.
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