Fill out our simple online application form with your personal and financial details.
Receive an approval decision within minutes of submitting your application.
Once approved, the loan amount is deposited directly into your bank account, often within one business day.
Repay the loan on your next payday or choose from our flexible repayment options to suit your budget.
Living in Ottawa can be expensive — from rent to groceries, bills to car repairs, unexpected costs happen to all of us. If you need cash fast, FairCash.ca offers reliable, fully online payday loans in Ottawa with no credit check and same-day deposits.
Whether you’re located in Downtown Ottawa, Nepean, Kanata, or Orleans, our loan process is 100% digital. You don’t need to visit a store, print documents, or wait for days. Just apply online in minutes, get approved fast, and receive your funds via e-Transfer — often the same day.
When money’s tight, you want a lender you can trust. Here’s why thousands of Canadians — including many in Ottawa — choose FairCash:
We also provide no credit check loans across Ontario and other Canadian provinces, including Toronto, Montreal, and Vancouver.
We aim to make loans accessible to as many people as possible. You qualify if you:
If that sounds like you, apply today and get approved in minutes.
We proudly serve all of Ottawa and nearby communities, including:
Even if you’re just outside Ottawa, chances are we can still serve you. If not, check our full list of city-specific loan pages like:
If you're dealing with an urgent financial situation in Ottawa, don’t wait. Apply now with FairCash.ca and get the cash you need today. It’s fast, safe, and 100% online — with no credit check required.
FairCash.ca – Your Trusted Payday Loan Provider in Ottawa and Across Canada.
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Yes. Payday loans are legal in Ontario and regulated by the Payday Loans Act. FairCash operates in compliance with all provincial laws, offering safe and transparent short-term lending with full disclosure of fees and repayment terms.
Ontario Loan amounts typically range from $100 to $1,500 depending on your income and repayment capacity.
Absolutely. We don’t run a hard credit check — your credit score won’t impact your approval.
Most applicants receive their money within hours of approval, deposited directly into their bank via e-Transfer.
Yes. Your information is protected using bank-level encryption. We never share your data without your permission.
Reach us by phone at 1-800-123-4567 or email us at support@faircashloans.ca for assistance.