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Phone:
+(905) 318-6953 -
Email:
support@faircash.ca -
Location:
1165 Fennell Avenue, East Hamilton, ON L8T1S3
Fair Cash Loans
Fill out our simple online application form with your personal and financial details.
Receive an approval decision within minutes of submitting your application.
Once approved, the loan amount is deposited directly into your bank account, often within one business day.
Repay the loan on your next payday or choose from our flexible repayment options to suit your budget.
Emergencies can happen at any time in anyone’s life, without any prior notification. In crisis time, you can get instant cash in to hand for some relief with no credit check loans.
No matter how careful you are with your money, life always throws unexpected turns and events at you. Whether it's an unexpected car breakdown expense, handling small medical aid, paying off utility bills, or any other urgent household expenses.
After being approved for guaranteed approval loans, you can borrow up to a maximum of $1,500 and repay within 2 to 4 weeks. Lenders will not ask, how you aim to use the approved funds, so feel free to address any unplanned expenses on time. Due to being offered for such short time only and with no involvement of any collateral placement, lenders will charge no credit check loans with comparatively higher rate of interest. Thus, you should be paying back the loan within agreed time to stay away from putting yourself into debts.
Anyone who meets the basic eligibility criteria can apply for a no credit check loan. Generally, you need to:
Earlier people with bad credit ratings failed to qualify for loans, due to the huge risk involved. But today lenders are concentrating more on borrower’s present financial condition and their ability to repay the loan than their past credit problems. By meeting a few basic eligibility requirements, anyone having a FICO score of 560 or less can apply for no credit check loans.
A bad credit score can result from various factors that signal financial mismanagement and instability to potential lenders. Here are some common causes:
Consistently paying bills, loans, mortgages, or credit card payments late or missing them entirely can significantly damage your credit score. Lenders view timely payments as a sign of financial responsibility.
Filing for bankruptcy is a severe financial decision that shows an failure to manage debts. This can stay on credit report for up to 10 years and heavily impact your credit score.
A CCJ is issued if you fail to repay a debt, leading to legal action. Having a CCJ on record can severely harm credit score and remain on your report for six years.
Making several applications for credit within a short period can be seen as a sign of financial desperation. Each application can result in a hard inquiry, which temporarily lowers credit score.
Having credit balances that are at or near the maximum limit across credit accounts indicates a high level of debt relative toavailable credit. Lenders prefer to see a lower credit utilization ratio, ideally below 30%.
Start the application process from the convenience of your home.Fill Out the Application Form: Provide details and specify financial needs. Get approval quickly without the hassle of a credit check. Once approved, the funds will be directly deposited into bank account.
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
No credit check loans Canada similar payday loans often come with higher interest rates due to the increased risk. Repayment periods can be shorter, which make it higher monthly repayment. Borrowers must be careful to avoid taking out many loans and falling into a cycle of debt.
With no credit check payday loans borrow up to $1500 online in Canada. The exact amount qualify for will depend on income and ability to repay the loan.
At Fair Cash Loans, no credit check loans are pre-approved quickly. If approved, funds are paid on the same day via e-transfer, allowing you to access the money and handle your financial emergencies.
If you have a bad credit score, you may face limitations on the condition of your loan, such as total loan amount, interest rate and repayment. Sometimes, Traditional lenders may even be refused when applying for credit.
Our customer service team is here to assist you with any questions or concerns you may have. You can contact us 1-800-123-4567 and email: info@faircashloans.ca immediate support.
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