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Phone:
+(905) 318-6953 -
Email:
support@faircash.ca -
Location:
1165 Fennell Avenue, East Hamilton, ON L8T1S3
Fair Cash Loans
Fill out our simple online application form with your personal and financial details.
Receive an approval decision within minutes of submitting your application.
Once approved, the loan amount is deposited directly into your bank account, often within one business day.
Repay the loan on your next payday or choose from our flexible repayment options to suit your budget.
Living in Edmonton often means planning for household and transportation costs, especially during long winter months. Heating bills, vehicle maintenance, childcare expenses, and everyday necessities can add up quickly. Even with regular income, an unexpected expense can create a temporary cash shortfall.
Fair Cash Loans helps Edmonton residents explore payday loan options from licensed third-party lenders operating across Canada. We are not a lender, and loan approval is never guaranteed. Our role is to provide clear, unbiased information so users can make informed financial decisions.
A payday loan is a short-term financial option meant to help you manage urgent expenses until your next paycheck arrives. These loans are designed to solve temporary cash shortages, not to be used as long-term borrowing solutions.
In Alberta, payday loans usually come with smaller loan amounts that are capped by provincial regulations. They also have short repayment periods, with the full amount typically due on your next pay date.
All payday lenders in Alberta must follow provincial consumer protection laws. This means they are required to clearly explain all fees, interest charges, and repayment terms before you agree to the loan.
Since payday loans are unsecured and meant for short-term use, they usually cost more than traditional credit options. That’s why it’s important to fully understand the repayment terms and your financial obligations before applying.
No. Payday loans are not guaranteed in Edmonton or anywhere else in Canada. Every lender must follow provincial regulations, which means approval can never be promised in advance
Some lenders may still review applications from people who have a limited or damaged credit history. Income from employment, government benefits, or pensions may also be considered during the application process.
All payday lenders are legally required to assess affordability and your ability to repay the loan. This includes reviewing income stability and basic financial activity.
Fair Cash Loans is a loan comparison platform, not a direct lender. We help Edmonton users explore available payday loan options in one place.
Why Edmonton residents use Fair Cash Loans:
We do not approve loans, set interest rates, or control funding speed.
Payday lending in Alberta is regulated to protect consumers and ensure transparency.
Key provincial rules include:
Lenders accessible through Fair Cash Loans are expected to comply with all applicable provincial regulations.
Eligibility requirements vary by lender, but applicants are generally expected to:
Meeting these conditions does not guarantee approval.
Payday loans are often used for short-term emergencies, such as:
They should only be used when absolutely necessary.
Depending on the lender, some applications may receive:
Funding time depends on the lender, your bank, and application timing. It is never guaranteed.
With household and seasonal expenses playing a major role in Edmonton budgets, responsible borrowing is especially important.
Before applying:
Responsible borrowing helps protect long-term financial stability.
Fair Cash Loans is not a lender. We are a loan comparison platform that connects users with third-party lenders. We may earn a commission if you apply through our site. Loan approval, amounts, fees, and funding times are determined solely by the lender.
If you’re facing a short-term financial need, Fair Cash Loans can help you explore payday loan options available in Edmonton — clearly, responsibly, and without pressure.
Frequently Asked Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Yes. Payday loans are legal in Alberta when offered by licensed lenders who follow provincial regulations.
Some lenders may consider income from benefits or pensions, but approval depends on affordability checks.
$50 to $1500 Loan amounts by lender and income, and fees are capped under provincial law.
Some lenders offer same-day and next-day funding, but timing is not guaranteed.
No. Payday loans are intended only for short-term financial emergencies.
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